Why do you need a separate insurance policy for your ATV or UTV?
It's simple, really. Although you can add a simple endorsement [?] to your homeowners policy, doing so only covers you only when you are on your own property. If you go anywhere to ride, you need to protect yourself with a genuine ATV/UTV policy.
ATVs and UTVs come in many configurations, and our partner, American Modern, provides excellent coverage for nearly all types.
Some of our policies automatically adjusts to meet a state's minimum coverage requirements, even if your policy limits are normally lower.
If you ride beyond our northern border, your coverage extends into Canada with some of our policies.
Have a question about recreational insurance?
Call us today 518-861-8572 Monday through Friday, 9 a.m. to 5 p.m