Why do you need a separate insurance policy for your ATV or UTV?

It's simple, really. Although you can add a simple endorsement [?] to your homeowners policy, doing so only covers you only when you are on your own property. If you go anywhere to ride, you need to protect yourself with a genuine ATV/UTV policy.

ATVs and UTVs come in many configurations, and our partner, American Modern, provides excellent coverage for nearly all types.

Out-of-state coverage

 Some of our policies automatically adjusts to meet a state's minimum coverage requirements, even if your policy limits are normally lower.

Canadian coverage

If you ride beyond our northern border, your coverage extends into Canada with some of our policies.

Have a question about recreational insurance?
Call us today 518-861-8572 Monday through Friday, 9 a.m. to 5 p.m